Assistant Relationship Manager - TWC Partially Secured

JobsCloseBy Editorial Insights

Mashreq is hiring an Assistant Relationship Manager, TWC Partially Secured, in the United Arab Emirates for a full-time onsite role to prepare detailed credit proposals, support the Relationship Team in maintaining client relationships, and coordinate information required for processing credit requests. The position demands in-depth financial statement analysis, risk assessment, and a solid grasp of the bank’s credit policy, with concise, high-quality proposals. Mandatory strengths include strong credit and legal knowledge, marketing skills, excellent communication and teamwork, and PC proficiency; MBA or CA is preferred with 2-5 years of experience. To apply, tailor your resume to credit policy experience, emphasize deal structuring and client engagement, and include measurable outcomes.

• To prepare detailed credit proposals and assist the Relationship Team in maintaining the account relationship, resolving related issues, if any.

• Undertake spreading and in depth meaningful analysis of financial statements.
• Discuss customers requirements, line structure and related terms and conditions with Relationship Manager / Account Manager.
• Coordinate with Relationship Manager to ensure that all necessary information required for processing a credit proposal are obtained from the customer.
• Preparation of all credit proposals with due focus on risk analysis and mitigants, in terms of financial business, operational management and environmental factors and duly supported by the financial highlights addressing key factors, in accordance with the Bank Policy. Credit presentations to be prepared in precise and balanced manner and reflect high quality and standard.
• Acquire thorough knowledge about the bank’s credit policies, products and services.
• Establish cordial relationship with Credit Manager and provide clarifications on any queries raised.
• Attending to customers calls as may be required.

• Complete knowledge and clear understanding of the Bank’s credit policy and operating systems.
• Strong credit and legal knowledge and marketing skills mandatory.
• Thorough awareness of various financial product / services.
• Excellent communication and analytical skills with ability to perform as a team player.
• PC skills required.
• MBA/CA is preferred with minimum experience of 2-5 years.