Contract Retail Credit Analyst - Rotating/Flexible Roster

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This contract Retail Credit Analyst role at Nissan Financial Services in Mulgrave invites an experienced underwriter to deliver retail credit underwriting for the dealer network, protect portfolio quality, and manage credit risk after a systems upgrade. The role involves assessing and processing consumer and business credit applications, building strong external relationships with dealership staff and internal stakeholders, and maintaining underwriting standards under pressure. Key requirements include tertiary qualifications plus solid retail credit experience, strong communication and negotiation skills, and commercial acumen. The opportunity offers a globally recognized brand and collaborative culture, with weekend availability and a rotating roster. Tips for applying: tailor your CV to show underwriting outcomes, risk management, stakeholder collaboration, and alignment with Nissan's service excellence and diversity values.

Your opportunity…

This is an exciting opportunity, following a systems upgrade which has opened a contract role for an autonomous and experienced Retail Credit Analyst. Make a major impact for our business and provide Retail Credit Underwriting services to our dealers while also managing credit risk and maintaining/enhancing Nissan Financial Services portfolio quality. You’ll be responsible for efficiently assessing and processing credit applications submitted by the Nissan Financial Services dealer network.

This position includes full-time work, with weekend availability highly desired/required.

As the successful candidate, your key responsibilities would be to:

• Assess, evaluate and process consumer and business credit applications
• Develop and maintain positive external relationships with dealership Business Managers and other staff
• Develop and maintain positive internal relationships with Sales and other internal departments
• Manage underwriting credit risk through appropriate quality standards of assessment      

You will bring to this role…

• Tertiary qualifications with demonstrated experience in retail credit or similar industries
• Solid lending /credit background, applying your sound underwriting skills and techniques
• The ability to work well under pressure in a fast-paced environment and have a passion for exceeding customer expectation
• The ability to build strong internal and external working relationships
• Describe yourself as a strong communicator who is able to negotiate with confidence, displaying your commercial/ business acumen

Why Join Nissan Financial Services?

• Be part of a globally recognised brand with a strong local culture
• Make a real impact on customer experience and team engagement
• A collaborative, inclusive and values-driven workplace

You will be contributing to Nissan Financial Services vision to be the financier of choice. Key to this is your commitment to delivering service excellence to our customers and our pursuit of best practice.  

As part of our commitment to creating a diverse and inclusive workplace, this role is open to experienced candidates from all walks of life. We are committed to attracting and retaining a diverse workforce where employees feel valued, respected, and empowered to reach their full potential.

 Power Your Future with Nissan Financial Services and Defy Ordinary !