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Credit Evaluator (UAE National Only)

Mashreq
1 day ago
Full-time
On-site
United Arab Emirates

JobsCloseBy Editorial Insights

Mashreq is seeking a UAE National Credit Evaluator to support credit decision making by reviewing financial documents, assessing applications, and ensuring compliance with credit policies. The role centers on accurate analysis, risk identification, and timely processing. Duties include evaluating applications against policies, validating income and liabilities, conducting basic affordability checks, identifying policy deviations, maintaining audit-ready files, and collaborating with sales and credit teams. Ideal candidate: UAE national with 1 year in credit management, strong analytical and interpersonal skills, MS Office proficiency, able to work independently, customer focused and results driven. Tips: tailor your resume with concrete risk examples, quantify turnaround times, show cross functional collaboration, and highlight regulatory awareness and on-site eligibility.

Job Purpose
 
The Credit Evaluator supports credit decision-making by reviewing financial documents, assessing applications, and ensuring compliance with credit policies.
The role focuses on accurate analysis, risk identification, and timely processing to support high-quality lending outcomes.

 

Key Result Areas

•    Timely and accurate evaluation of credit applications in line with approved credit policies.
•    Proper verification and validation of customer income, employment, and liability documents.
•    Basic financial analysis including affordability, debt ratios, and exposure calculations.
•    Identification and escalation of credit risks, discrepancies, or policy deviations.
•    Adherence to regulatory, compliance, and internal credit governance requirements.
•    Maintenance of complete, accurate, and audit-ready credit files and system records.
•    Achievement of defined productivity, turnaround time, and quality benchmarks.
•    Effective coordination with sales, operations, and senior credit teams to support credit decisions.

 

Knowledge, Skills and Experience
•    Graduate with 1 yr work experience in Credit Management environment.
•    Excellent analytical skills.
•    Sound interpersonal skills
•    Sound knowledge in MS office tools for report purposes
•    Good PC skills.
•    Ability to solve problem and work independently.
•    Should be customer focused and achievement oriented.

The leading financial institution in MENA
While more than half a century old, we proudly think like a challenger, startup, and innovator
in banking and finance, powered by a diverse and dynamic team who put customers first.
Together, we pioneer key innovations and developments in banking and financial services.
Our mandate? To help customers find their way to Rise Every Day, partnering with them through
the highs and lows to help them reach their goals and unlock their unique vision of success.
Delivering superior service to clients by leading with innovation, treating colleagues with dignity and fairness while pursuing opportunities that grow shareholders value. 
We actively contribute to the community through responsible banking in our mission to inspire more people to Rise.