Junior Business Risk Officer (4 months - temporary contract)

JobsCloseBy Editorial Insights

Swissquote is seeking a Junior Business Risk Officer for a four-month, onsite contract in Gland, acting as a first line of defense between business and control functions. You’ll review institutional client onboarding, assess AML/CTF, sanctions, tax compliance, conduct periodic reviews, monitor transactions, and partner with Sales and Compliance to balance growth with risk. The role demands strong knowledge of AMLA, AMLO-FINMA, FATCA/CRS, QI, and the Swiss regulatory framework, with fluency in English and French. To apply, tailor your CV to highlight front-office collaboration, risk-based decision making, and excellent stakeholder management; include concrete examples. Swissquote is an equal opportunity employer and values diverse perspectives; apply ASAP through the official channel and avoid any sensitive data requests.

Company Description

Building the bank of tomorrow takes more than skills. 
It means combining our differences to imagine, discuss, code, develop, test, learn… and celebrate every step together. Share our vibes? Join Swissquote to unleash your potential.

We are the Swiss Leader in Online Banking and we provide trading, investing and banking services to +500’000 clients, through our performant and secured digital platforms.

Our +1000 employees work in a flexible way, without dress code and in multicultural teams. 
By having a huge impact on the industry, they are growing their skills portfolio and boosting their career in a fast-pace environment.

We are all in at Swissquote. As an equal opportunity employer, we welcome candidates from all backgrounds, experiences and perspectives to join our team and contribute to our shared success.

Are you all in? Don’t be shy, apply!

Job Description

As a Junior Business Risk Officer, you will join the Business Risk Management (BRM) Department, a key first line of defense function working at the interface between the business and control functions. Partnering closely with the Institutional Sales and Compliance teams, you will help facilitate sustainable business growth by ensuring that client relationships are assessed through a pragmatic, risk-based lens while meeting the Bank's regulatory obligations.

This role sits at the intersection of business and risk. You will work directly with front-office teams, providing practical guidance throughout the client onboarding and lifecycle, balancing commercial objectives with sound risk management.

Key Responsibilities

• Review and assess account opening requests for institutional clients, primarily for operating companies, financial institutions and other external partners, with a focus on AML/CTF, sanctions, reputational, tax compliance and cross-border risks.
• Act as a trusted risk partner to the Sales Department by providing timely, pragmatic and risk-based advice on prospective and existing client relationships.
• Conduct tax compliance assessments, including FATCA, CRS and Qualified Intermediary (QI) requirements.
• Perform periodic reviews of existing client relationships, particularly financial institutions and external partners.
• Conduct transaction monitoring activities for a designated portfolio of financial institution clients.
• Participate in meetings with prospective and existing clients where Business Risk Management input is required.
• Collaborate with Sales, Compliance and other internal stakeholders to facilitate efficient onboarding while maintaining appropriate risk standards.
• Contribute to the continuous improvement of onboarding processes, risk controls and internal procedures.

Qualifications

• Good knowledge of, or a strong interest in, the Swiss regulatory framework applicable to financial institutions, including the Anti-Money Laundering Act (AMLA), AMLO-FINMA, the Swiss Banks' Code of Conduct (CDB 20), sanctions regulations and relevant FINMA guidance.
• Experience in Business Risk Management, Compliance, AML/KYC or another control function within the financial services industry is an asset.
• Strong interest in working closely with front-office teams in a dynamic, business-oriented environment.
• Understanding of tax compliance frameworks such as FATCA, CRS and QI is an advantage.
• University degree in Law, Economics, Finance or a related field is an asset.
• Excellent analytical, organisational and problem-solving skills.
• Ability to make balanced, risk-based decisions while considering commercial objectives.
• Strong communication and stakeholder management skills, with the confidence to engage constructively with both business and control functions.
• High level of integrity, professional judgement and discretion.
• Fluency in English and French is required. German or another language is considered an asset.

Starting date : asap

Additional Information

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Please note that Swissquote never requests sensitive personal information or payment of any kind during the recruitment process. Any such request is fraudulent.