JobsCloseBy Editorial Insights

Mashreq seeks a Senior Associate in Retail & Wealth Mgmt Origination, Sales in the UAE. The role drives treasury product penetration, revenue growth and advisory quality across Retail and Wealth clients, originating, advising, and executing FX (spot, forwards, swaps, NDFs), rate‑linked deposits, precious metals, and structured products while upholding conduct and suitability standards. You will be measured on revenue targets, advisory quality, execution accuracy, and digital adoption via FX‑online and mobile Treasury, plus cross selling with Retail RMs. Ideal candidates hold a Finance/Business/Economics degree, ACI or CFA Level I, 4–6+ years in Treasury or FX Sales, and strong CRM/e‑FX experience. To apply, showcase revenue wins, cross selling results, and macro‑driven client insights, and be ready to discuss risk disclosures clearly.

Job Purpose

• Drive Treasury product penetration, revenue growth, and advisory quality across assigned Retail and Wealth client portfolios.
• Responsible for originating, advising, and executing Treasury solutions — including FX (spot, forwards, swaps, NDFs), rate-linked deposits, precious metals, and approved structured or yield-enhancement products — while maintaining full compliance with conduct and suitability standards.

Key Result Areas

• Revenue Achievement: Meet individual Treasury revenue targets across FX and yield products.
• Client Advisory: Deliver market insights and trade ideas aligned with client risk profiles and objectives.
• Execution Quality: Quote, execute, and confirm trades with precision; ensure timely settlement and post-trade documentation.
• Digital Adoption: Migrate client activity to FX-online and mobile Treasury channels; enhance activation and transaction frequency.
• Conduct & Suitability: Apply target-market classification, risk disclosures, and appropriateness testing for every transaction.
• Relationship Collaboration: Partner with Retail RMs and WM teams to jointly identify Treasury opportunities and cross-sell solutions.
• Market Awareness: Track global macro events, policy shifts, and rate movements; communicate relevant insights to clients and RMs.

Knowledge, Skills and Experience

• Bachelor’s in Finance, Business, or Economics; ACI or CFA Level I preferred.
• 4–6+ years of experience in Treasury or FX Sales, covering Retail and Wealth segments.
• Strong technical understanding of FX and rate-linked Treasury products.
• Excellent relationship management, communication, and advisory skills.
• Proven adherence to compliance and control frameworks; experience using e-FX platforms and CRM tools