Senior Manager Enterprise Risk & Compliance

JobsCloseBy Editorial Insights

Lumi is seeking a Senior Manager Enterprise Risk & Compliance to lead the design and embedding of Lumi’s ERM Framework in Sydney, onsite, full-time. You’ll own risk taxonomy, appetite statements, KRIs, risk registers and reporting cadence with integration to the Risk Committee and Board; provide strategic oversight of Fraud and AML/CTF risks; design a risk based internal assurance program; advise senior leaders across Commercial, Credit, Product, Tech and Operations; deliver board ready risk reporting and act as Secretary to the Board Risk Committee; mentor the team and help foster a proactive risk culture while contributing to the regulatory roadmap. Requirements: proven senior ERM/compliance in fintech or FS; AML/CTF exposure; internal audits and risk assessments; strong stakeholder engagement; board level reporting; excellent analytical and organizational skills; proactive self starter. Tips: tailor your CV to show measurable outcomes embedding risk and governance, highlight cross functional influence and leadership of audits and controls, reference Lumi’s lean, customer focused values. Also mention onsite Sydney and adjustments if needed.

Company Description

Who Is Lumi?

We’re a leading Fintech small business lender fuelling growth by making finance more accessible.

We deliver fast and flexible funding designed to meet the unique needs of Australian businesses. With over $1.5 billion funded since 2018 and backing for 15,000+ small businesses, we're trusted for our speed, high quality service, and tailored approach.

Working At Lumi

We are building a culture where you can grow and make a difference for customers. We are looking for people to join us on this journey who are passionate, curious and great problem-solvers.

We are incredibly proud of our awards, including most recently our Deputy CEO, Anna Hawter, receiving the Finnies’ 2025 Outstanding FinTech Leader of the Year award. We also ranked in the top #3 on the 2024 Australian Financial Review BOSS Best Places to Work Banking,

Superannuation and Financial Services list, 2023 Best Workplace Diversity Award by FinTech Australia and the 2022 Empowering Innovation Affie Award. We also ranked #36 among the fastest-growing technology companies in Australia in the 2022 Deloitte Technology Fast 50 Australia.

We foster a workplace where everyone feels a sense of respect and can reach their full potential. If you need any adjustments for a fair recruitment process, please let us know when applying.

Our Values

Egos at the door

We own. We don’t judge. We don’t blame. We are open. We are in this together.

See the customer

We show up. We understand. We anticipate. We do what we say. We genuinely focus on solutions.

Think lean

We make things simple. We are resourceful. We understand the problem. We think ahead.

Learn to grow

We are curious. We challenge. We try. We fail forward. We learn. We try again.

Job Description

The Role

• Lead the design, build, and embedding of Lumi's Enterprise Risk Management Framework including risk taxonomy and assisting the front line with appetite statements, KRI design, risk registers, reporting cadence, and integration with the Risk Committee and Board.
• Provide strategic oversight of Fraud and AML/CTF risks across the business, ensuring frameworks remain current, effective, and appropriately embedded in operations.
• Design and execute a risk-based internal assurance program, supporting first line leaders with control testing, risk assessments, and findings management across key operational and strategic risk areas.
• Serve as a key advisor and touchpoint for senior leaders across Commercial, Credit, Product, Technology, and Operations, providing expert guidance on navigating risk and compliance requirements.
• Develop and deliver high-quality, insightful risk reporting for the Risk Committee and other senior stakeholders.
• Act as Secretary to the Board Risk Committee. Owning agenda preparation, board paper coordination, minutes, and action tracking.
• Manage and mentor team members providing structured development support and clear escalation pathways.
• Build and maintain strong relationships across the business to foster a proactive, embedded risk culture.
• Contribute to Lumi's strategic regulatory roadmap.

Qualifications

This Person Is Someone With…

• Proven experience in a senior enterprise risk management or compliance role, preferably within the financial services or fintech industry.
• Exposure to AML/CTF regulations and managing fraud risks is beneficial.
• Demonstrated experience in conducting internal audits, risk assessments, and control testing.
• Strong stakeholder engagement skills with the ability to influence and advise senior leadership.
• Experience in producing high-quality reports and presentations for board-level committees.
• Excellent analytical, problem-solving, documentation, and organisational skills with high attention to detail.
• Exceptional analytical, problem-solving, documentation, and organisational skills, demonstrating meticulous attention to detail.
• A proactive, self-starting attitude with the ability to work autonomously and drive initiatives forward.

Additional Information

Perks & Benefits

Wellbeing: Free counselling, seasonal activities, Wellbeing Allowance, wellness room, flu shots

Work Life: Home Workspace Allowance, Purchased Leave, Parental Leave, Parental Flex Leave, Lumi Life Leave for challenging events, breastfeeding/expressing space

Social & Food: Monthly lunches, regular celebrations, stocked kitchen, beer & kombucha on tap, board games, rooftop BBQs

Rewards & Recognition: Competitive pay, referral bonuses, shout-out recognitions

Community Support: Paid volunteer leave, celebrations, company volunteer days

Career & Growth: Rapid advancement opportunities, higher education sponsorship, hackathons