Solution Architect

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Mashreq seeks a seasoned Solution Architect to lead Retail Banking Group architecture in the United Arab Emirates, delivering scalable solutions from blueprint to low-level designs while upholding enterprise standards and governance. The role drives API and microservices adoption, external partner integrations and open banking, security, performance, and modernization, collaborating with agile squads and SOR teams across business, product, engineering and operations. Requirements: 15+ years in application development with 5+ years in solutioning and architecture, strong banking domain experience, multi-cloud and TOGAF preferred, and proven stakeholder management. To apply, tailor your CV to show end-to-end architectures, concrete API/microservices wins, security controls and CI/CD, provide links to artifacts, and demonstrate cross-team collaboration and delivery across agile and waterfall.

Responsible for designing and reviewing optimal solution approaches for Retail Banking Group initiatives, ensuring alignment between business requirements and the enterprise technology strategy. This role spans a broad set of responsibilities, including establishing guidance for solution development and review processes, crafting scalable and fit-for-purpose architectures, and overseeing the implementation of low-level designs.

Operating across both agile squads and waterfall-managed systems of record, the Solution Architect collaborates closely with cross-functional teams, including business, product, engineering, and technology, to deliver value-driven outcomes that support RBG’s strategic goals.

Key responsibilities include:
•    Driving the identification and design solutions to meet evolving business needs.
•    Ensuring RBG architectural governance and adherence to Enterprise Architecture standards throughout the solution and software lifecycle.
•    Reviewing and supporting engineering teams in building robust, scalable products and platforms.
•    Drive the adoption of APIs and microservices across retail banking systems, including External APIs for partner integrations & openbanking and internal APIs for modular service orchestration.
•    Promote reusability and extensibility across retail platforms to accelerate product delivery.
•    Recommend and oversee modernization initiatives to support evolving retail banking needs.
•    Guide development teams in adopting and implementing security architecture and standards specific to customer-facing applications.
•    Ensure non-functional requirements (e.g., performance, availability, scalability) are embedded in all solution designs.
•    Collaborate with agile delivery models, working closely with product, engineering, and operations teams to ensure timely and scalable solution delivery.
•    Maintain a retail-focused technology radar to track emerging trends and recommend innovations for continuous improvement. 
•    Provide input into enterprise architecture roadmaps from a retail perspective, ensuring scalability and adaptability.
 

•    Overall, around 15+ years of experience with application developments, 5+ years of experience in solutioning & Architecture 
•    Having strong knowledge of banking technology with at least 5+ years of experience in solutioning banking applications
•    Ability to operate within retail digital squads and SOR systems, balancing agile and waterfall methodologies. Senior Stakeholder Management
•    Expertise in crafting Blueprint, High-level and Low-level designs 
•    Guide all the technology teams in stability of applications and platforms by providing critical inputs on various aspects like performance testing, performance tuning etc
•    Ability to challenge technology solutions provided by vendors and in-house teams to propose an optimal solution
•    Ability to identify the hotspots in the current application landscape and provide solutions to rectify
•    Experience defining functional and non-functional application requirements
•    Experience in architecting micro-services based applications. 
•    Experience working with online commerce and omni-channel retail business practice.
•    Expert knowledge of multi cloud stack 
•    Enterprise Architecture certification TOGAF is preferred
•    Strong knowledge on Domain Driven Design, microservices, API and front-app development tools such as Java, node.js, SpringBoot, API gateway, service mesh, react, ReactNative, .net core and emergent AI technology  
•    Excellent knowledge of SQL and NOSQL database technologies such as SQL, Oracle, MongoDB, etc.,
•    Expertise in OAuth2.0, FAPI2.0, TLS, mTLS, GDPR/PII compliance and related security Architecture standards
•    Experience working with an Agile DEVOPS development methodology using continuous integration / continuous deployment (CI/CD) processes