Product Manager - Commercial Credit & Risk

JobsCloseBy Editorial Insights

Experian is seeking a Product Manager to lead and scale its Commercial Credit & Risk data propositions built on the Commercial Bureau, including CAIS and CATO, owning APIs, scores, and data solutions used by UK lenders. You will shape strategy and roadmaps, validate desirability, and partner with commercial, tech, data office and design teams while engaging clients to map MVP features to business value. To apply, highlight Agile product management in credit risk data, deep knowledge of CAIS and CATO, proven ability to build compelling business cases and secure investment, and strong P&L ownership with cross‑functional influence. Emphasise client impact, GTM collaboration, and comfort with data science. Apply via Experian Careers and tailor your CV to show measurable outcomes and fit with our DEI and hybrid culture.

Company Description

Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to accomplish their financial goals and help them save time and money.

We invest in people and new advanced technologies to unlock the power of data. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com.

Job Description

We're looking for a Product Manager to join our growing Business Information Product Management team and help create and accelerate our growth ambitions.

Reporting to our Data Propositions Product Director, you will shape our market-leading Commercial Credit & Risk bureau into scalable revenue-generating data propositions. You will help shape how Experian evolves the UK's Commercial Bureau, ensuring CAIS and CATO remain the most trusted and predictive datasets in the market.

You will lead a portfolio of products including Experian's core commercial credit risk scores, portfolio monitoring and other services powered by our core Commercial Bureau data that includes Commercial CAIS and Commercial CATO. You will also support our analytics and data science team to extract value from our data and run analytics projects for lenders.

You will shape the APIs, scores, batch and online data solutions which allow commercial lenders to acquire, originate, customer manage and collect debt from UK SMEs and businesses in an efficient and compliant way.

What You'll Do

• You'll start the next iteration of our business data propositions and APIs on the right track, setting a high bar for quality and providing deep discipline expertise to validate desirability, build and launch of new use cases, modelling capabilities and data blocks.
• Work with cross-functional teams and product leadership to create the product strategy, defining near and long-term roadmaps, associated goals, objectives and key results
• Engage with clients to identify MVP features and roadmap items and represent the voice of the client to the design and engineering teams
• Provide end-to-end Product management, co-creating and validating the product desirability, managing the backlog and connecting our strategy with end-user value
• Partner with commercial, tech, data office and design teams to identify and deliver impactful results.

Qualifications

• Product management experience within an Agile environment.
• Extensive knowledge of Commercial Credit & Risk lending data and the wider industry. An understanding of Experian's credit data, and propositions such as Commercial Risk Scores, Commercial CAIS and CATO is advantaegous.
• Experience and credibility in getting in-front of clients and working with GTM to increase revenue.
• Experience developing compelling business cases to secure capital investment for product development purposes and strong senior stakeholder ability
• Highly numerate, and comfortable managing a P&L for a portfolio of products
• Focused on the 'why' and 'what' but can also roll-up sleeves and dive into the 'how' with the technology and delivery teams where needed.

Additional Information

Benefits package includes:

• Hybrid working - 40% office based
• Great compensation package and discretionary bonus
• Core benefits include Pension, Bupa healthcare, Sharesave Scheme and more
• 25 days annual leave with 8 bank holidays and 3 volunteering days. You can purchase additional annual leave.

Our uniqueness is that we celebrate yours. Experian's culture and people are important differentiators. We take our people agenda very seriously and focus on what matters; DEI, work/life balance, development, authenticity, collaboration, wellness, reward and recognition, volunteering... the list goes on. Experian's people first approach is award-winning; World's Best Workplaces™ 2024 (Fortune Top 25), Great Place To Work™ in 24 countries, and Glassdoor Best Places to Work 2024 to name a few. Check out Experian Life on social or our Careers Site to understand why.

Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is an important part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, colour, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity.

Grade: D/EB8

#LI-DS1 #LI-Hybrid

Experian Careers - Creating a better tomorrow together

Find out what its like to work for Experian by clicking here